Policewoman admits $110,000 loans fraud
A woman Police Constable (PC), charged by the ICAC, admitted at the Eastern Magistracy today (August 28) that she had defrauded two persons and two licensed money lenders of loans totalling $110,000.
The defendant, 44, pleaded guilty to four charges of fraud, contrary to Section 16A of the Theft Ordinance, while the prosecution offered no evidence to two similar charges against her.
Acting Principal Magistrate Mr So Wai-tak adjourned the case to September 12 this year for sentence, pending probation and community service order reports. The defendant was granted cash bail of $10,000.
The case arose from a corruption complaint. Subsequent ICAC enquiries revealed the above offences.
The court heard that at the material time, the defendant was a woman PC, while her son was a student of a primary school.
Between September 2014 and July 2015, the defendant told two parents of her son’s schoolmates that her younger brother was in debt and she needed to borrow money to settle the debts for him.
Believing that the representations made by the defendant were true, the parents lent $30,000 and $50,000 in cash to her respectively. The defendant subsequently repaid them in full.
The two younger brothers of the defendant confirmed that they had not contacted her for a long time and that they were not in debt at all.
The court heard that in February 2016, the defendant falsely represented to two licensed money lenders that she was another woman, and the particulars provided in the on-line forms in respect of two loan applications by that woman were genuine and accurate in all aspects.
Subsequently, the two licensed money lenders granted loans of $10,000 and $20,000 to that woman respectively, who was then misled by the defendant’s false representations to transfer the funds into her bank account.
The particulars submitted in the two loan application forms were in fact obtained by the defendant from that woman, who was a female student of a college which shared the same campus of the primary school. The defendant came to know her at the primary school’s activities.
The woman confirmed that she had no knowledge of the loan applications made with the two licensed money lenders in her name, and that she had never authorised the defendant to make such applications on her behalf, the court was told.
The Police had rendered full assistance to the ICAC during its investigation.
The prosecution was today represented by ICAC officer Wong Tsz-ming.