Then Police Sergeant charged by ICAC admits debt concealment in continued service application and over $300,000 loan fraud
2025-6-24
A then Police Sergeant, charged by the ICAC, today (June 24) admitted at the West Kowloon Magistrates’ Courts that he had applied for continued service beyond retirement age and deceived the Hong Kong Police Credit Union (HKPCU) into granting him three loans totalling over $300,000 by concealing his personal debts.
Kwan Ka-chun, 53, pleaded guilty to one count of agent using document with intent to deceive his principal, contrary to section 9(3) of the Prevention of Bribery Ordinance; and three counts of fraud, contrary to section 16A of the Theft Ordinance. The prosecution offered no evidence to three similar charges against him.
Acting Principal Magistrate Mr Cheng Lim-chi adjourned the case to July 9 for sentence, pending the defendant’s community service order report, and granted him bail.
The ICAC investigation stemmed from a corruption complaint referred by the Hong Kong Police Force (HKPF). The court heard that in April 2021, the HKPF launched the “Continued Service of Police Officers Beyond Prescribed Retirement Age Scheme” (the Scheme) which aimed to allow serving police officers at non-directorate level to extend their prescribed retirement age to 60. Each eligible officer was required to declare his financial position when applying for the Scheme, including one’s outstanding debts, records of bankruptcy and legally binding repayment agreements with creditors (Individual Voluntary Arrangement). As the financial position of an applicant may affect one’s work performance and conduct, it was one of the material particulars to be considered by the HKPF in respect of the application under the Scheme.
Following the rollout of the Scheme, the defendant immediately applied for continued service with the HKPF and made a false declaration on the application form that he had no outstanding debts and that had never been subject to any Individual Voluntary Arrangement. However, enquiries revealed that at the material time, the defendant had owed a financial institution and the HKPCU about $450,000 in total and had concealed his Individual Voluntary Arrangement record.
In addition, the defendant had concealed his outstanding debts of over $200,000 to over $600,000 to a finance institution when he applied for three loans with the HKPCU between 2018 and 2022 and he was required to repay $13,000 to a financial institution each month, and as a result, inducing the HKPCU to grant him loans totalling over $300,000.
The HKPF and the HKPCU had rendered full assistance to the ICAC during its investigation into the case.
The prosecution was today represented by ICAC officer Berek Fung.
An ICAC spokesperson notes that integrity of civil servants is of paramount importance as the civil service is the backbone of the government’s effective governance. The ICAC will continue to help civil servants maintain a high level of integrity through a three-pronged strategy combining law enforcement, prevention and education, and reminds them to exercise financial prudence and uphold probity.
Kwan Ka-chun, 53, pleaded guilty to one count of agent using document with intent to deceive his principal, contrary to section 9(3) of the Prevention of Bribery Ordinance; and three counts of fraud, contrary to section 16A of the Theft Ordinance. The prosecution offered no evidence to three similar charges against him.
Acting Principal Magistrate Mr Cheng Lim-chi adjourned the case to July 9 for sentence, pending the defendant’s community service order report, and granted him bail.
The ICAC investigation stemmed from a corruption complaint referred by the Hong Kong Police Force (HKPF). The court heard that in April 2021, the HKPF launched the “Continued Service of Police Officers Beyond Prescribed Retirement Age Scheme” (the Scheme) which aimed to allow serving police officers at non-directorate level to extend their prescribed retirement age to 60. Each eligible officer was required to declare his financial position when applying for the Scheme, including one’s outstanding debts, records of bankruptcy and legally binding repayment agreements with creditors (Individual Voluntary Arrangement). As the financial position of an applicant may affect one’s work performance and conduct, it was one of the material particulars to be considered by the HKPF in respect of the application under the Scheme.
Following the rollout of the Scheme, the defendant immediately applied for continued service with the HKPF and made a false declaration on the application form that he had no outstanding debts and that had never been subject to any Individual Voluntary Arrangement. However, enquiries revealed that at the material time, the defendant had owed a financial institution and the HKPCU about $450,000 in total and had concealed his Individual Voluntary Arrangement record.
In addition, the defendant had concealed his outstanding debts of over $200,000 to over $600,000 to a finance institution when he applied for three loans with the HKPCU between 2018 and 2022 and he was required to repay $13,000 to a financial institution each month, and as a result, inducing the HKPCU to grant him loans totalling over $300,000.
The HKPF and the HKPCU had rendered full assistance to the ICAC during its investigation into the case.
The prosecution was today represented by ICAC officer Berek Fung.
An ICAC spokesperson notes that integrity of civil servants is of paramount importance as the civil service is the backbone of the government’s effective governance. The ICAC will continue to help civil servants maintain a high level of integrity through a three-pronged strategy combining law enforcement, prevention and education, and reminds them to exercise financial prudence and uphold probity.