EMSD Mechanical Inspector charged by ICAC over $800,000 Credit Union loan fraud by concealing financial institution debts
2026-1-5
A Mechanical Inspector of the Electrical and Mechanical Services Department (EMSD) was charged by the ICAC today (January 5) for allegedly deceiving the EMSD Credit Union into approving three loan applications in the total sum of over $800,000 by concealing his debts owed to at least two financial institutions.
Law Chun-hung, 50, interdicted Mechanical Inspector of the EMSD, faces three counts of fraud, contrary to section 16A(1) of the Theft Ordinance. He was released on ICAC bail, pending his appearance at the Kwun Tong Magistrates’ Courts on Wednesday (January 7) for plea.
The EMSD Credit Union provides loan services to its members. An applicant is required to complete a loan application form and sign a declaration to truthfully report all of his/her outstanding debts. On three occasions between March 2023 and September 2024, the defendant applied for loans with the EMSD Credit Union.
The charges allege that the defendant falsely represented to the EMSD Credit Union that all statements he made in the three loan application forms were true and complete, and that he had no other outstanding debts, and with intent to defraud, induced the EMSD Credit Union to approve three loans in the total sum of over $800,000.
The ICAC investigation revealed that at the material time, the defendant was granted three loans totalling $350,000 from at least two financial institutions and had yet to repay the loans.
The EMSD and the EMSD Credit Union rendered full assistance to the ICAC during its investigation into the case.
An ICAC spokesperson states that integrity of civil servants is of paramount importance as the civil service is the backbone of the government’s effective governance. The ICAC will continue to help civil servants maintain a high level of integrity through a three-pronged strategy combining law enforcement, prevention and education, and reminds them to exercise financial prudence and uphold probity.
Law Chun-hung, 50, interdicted Mechanical Inspector of the EMSD, faces three counts of fraud, contrary to section 16A(1) of the Theft Ordinance. He was released on ICAC bail, pending his appearance at the Kwun Tong Magistrates’ Courts on Wednesday (January 7) for plea.
The EMSD Credit Union provides loan services to its members. An applicant is required to complete a loan application form and sign a declaration to truthfully report all of his/her outstanding debts. On three occasions between March 2023 and September 2024, the defendant applied for loans with the EMSD Credit Union.
The charges allege that the defendant falsely represented to the EMSD Credit Union that all statements he made in the three loan application forms were true and complete, and that he had no other outstanding debts, and with intent to defraud, induced the EMSD Credit Union to approve three loans in the total sum of over $800,000.
The ICAC investigation revealed that at the material time, the defendant was granted three loans totalling $350,000 from at least two financial institutions and had yet to repay the loans.
The EMSD and the EMSD Credit Union rendered full assistance to the ICAC during its investigation into the case.
An ICAC spokesperson states that integrity of civil servants is of paramount importance as the civil service is the backbone of the government’s effective governance. The ICAC will continue to help civil servants maintain a high level of integrity through a three-pronged strategy combining law enforcement, prevention and education, and reminds them to exercise financial prudence and uphold probity.