Ex-insurance agent admits earning commissions by false education background

2021-8-31


A former insurance agent, charged by the ICAC, today (August 31) admitted at the Eastern Magistrates’ Courts that she had obtained an opportunity to earn commissions in an employment with an insurance agency by making false representation of her education background.

Wu Huali, 38, former insurance agent of AIA international Limited (AIA), pleaded guilty to one count of obtaining pecuniary advantage by deception, contrary to Section 18(1) of the Theft Ordinance.

Principal Magistrate Miss Ivy Chui Yee-mei adjourned the case to September 16 for sentence, pending a community service order report. The defendant was granted cash bail.

The ICAC investigation arose from a corruption complaint. Subsequent ICAC enquiries revealed the above offence.

The court heard that at the material time, all newly recruited insurance agents were required to register with the Hong Kong Federation of Insurers (HKFI) via their respective insurance companies before they were qualified to sell insurance products. As required by the HKFI, insurance agents must attain education of Form 5 level or equivalent.

On or about July 1, 2018, the defendant made a job application with AIA by submitting an application form and a graduation certificate. She stated in the application form that she had studied at a college in the Mainland from September 2001 to July 2004 and had obtained a diploma.

The graduate certificate and other relevant documents were then sent to the HKFI for registration and the defendant was employed by AIA as an insurance agent on August 1, 2018.
During her employment with AIA between August 1, 2018 and March 1, 2019, the defendant earned commissions totalling over $34,000.

The court heard that the defendant knew that her educational level could not meet the minimum requirement of AIA, she paid RMB 4,000 to an unidentified person for falsifying her graduate certificate.

Had AIA known that the defendant had never attained education of Form 5 level or equivalent or the graduation certificate was false, it would not have recruited her as an insurance agent.

The prosecution was today represented by ICAC officer Frank Lok.
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